01
Personal & family insurance
Health, financial and future protection, advised according to your actual needs, with transparent benefits and long-term support.
Learn moreAI-DRIVEN INSURANCE & PROFESSIONAL SERVICES
Smarter insurance
solutions for
a secure future
Lộc Du builds on insurance as its core, combining hands-on experience with AI to improve sales, management, customer care and the digital transformation of businesses.
15+ yearsExperience in the insurance industry
General AgencyHanwha Life Vietnam
AI-firstOptimised sales and operations
ABOUT LỘC DU
Insurance is the foundation.
Technology is the lever.
Lộc Du Investment was built on practical experience in management, business and insurance, with the goal of delivering protection solutions that fit and create lasting value.
We don't treat AI as a slogan. We approach it as a practical tool that helps sales teams work more effectively, helps managers make better decisions, and helps customers receive faster, more consistent service.
How Lộc Du applies AICORE SOLUTIONS
An ecosystem for protection and growth
From personal protection needs to business operations challenges, every solution starts with understanding and aims for real results.
02
Corporate insurance
Risk management solutions for assets, people and business operations, sourcing the right products from a network of reputable insurers.
Learn more03
AI for sales & management
Applying AI to recruitment, training, team management, customer care and operational performance.
Learn more04
Digital transformation consulting
Practical digitalisation roadmaps for businesses, prioritising efficiency, feasibility and measurable business value.
Learn moreAIOPERATING CORE
Sales
Management
Customers
Data
AI & DIGITAL TRANSFORMATION
Putting AI to real work, not just ideas
Lộc Du focuses on AI applications that create clear, visible change in business and management.
- 01Standardising sales content and customer advisory
- 02Supporting recruitment, training and team performance management
- 03Automating customer care and repetitive tasks
- 04Advising on digital transformation roadmaps that fit each business's resources
DIGITAL TRANSFORMATION CAPABILITIES
From business problem to a solution that runs
Lộc Du advises, manages the project and acts as the single point of accountability; specialised work is delivered together with technical teams and partners suited to each project.
Digital strategy & roadmap
Assessing the current state, identifying priority problems, designing an implementation roadmap and a set of performance metrics that match the business's resources.
AI for sales & customer care
Automating telesales, call centres and omnichannel care, managing interactions and helping sales teams make better use of data.
Document digitisation & data
Converting paper records into digital data, recognising and extracting information, building a shared data repository and management reports.
Custom software
Business analysis, design and development of tailored applications; API integration and connecting existing systems.
Data infrastructure & cloud
Advising on architecture, storage, data warehousing, cloud platforms and operating models that fit the business's scale and security requirements.
Digital transformation project management
Lộc Du supports the whole journey, from selecting solutions and coordinating technical partners to tracking progress, acceptance and handover to operations.
A transparent delivery model
Scope of work, participating parties, security standards, product ownership and warranty responsibilities are clearly defined in each project contract.
Discuss your business challenge
Lộc Du's compliance principles
Lộc Du only provides services within its registered business lines and as permitted by law. Work in conditional business lines is carried out only when all legal requirements are met, or through partners with the appropriate capability and licences. The scope of work and responsibilities of each party are set out transparently in the contract.
BUSINESS CONSULTING · LỘC DU HR
HR consulting for small businesses
No in-house HR department needed to stay compliant and well-organised. Lộc Du provides fixed-fee consulting per engagement: we review, point out what isn't right, recommend how to fix it and hand over a set of templates and policies that businesses with up to 50 employees can apply themselves.
01
Startup Setup PackageLabour and social insurance obligations, contract templates, salary scales and work rules for new businesses
02Compliance Review PackageReview of labour records, social insurance and payroll; risk report and remediation roadmap
03Pay & Rewards System PackageSalary scales, pay and bonus policies and KPIs for businesses with 10–50 employees
LỘC DU REAL ESTATE
Professional real estate brokerage and advisory
Lộc Du Real Estate connects housing, commercial and investment property needs, with a focus on suitability, transparency and long-term value for clients.
ResidentialCommercialInvestment advisory
This website only introduces our service capabilities and does not list projects. When you have a specific need, Lộc Du will discuss it with you directly and only provide product information from verified developers or partners.
Brokerage and advisory activities are carried out within our registered business lines, current legal requirements and transparent agreements with each client and partner.
Lộc Du Real Estate on ZaloWHAT SETS US APART
Professional in advice.
Genuine in value.
Understand before advising
Every solution starts from real needs, goals and capabilities.
Transparent partnership
Clear information, consistent communication and long-term interests first.
Technology that serves people
AI helps our team do better work; it does not replace understanding and accountability.
ACADEMIC & INDUSTRY PARTNER
HUIT website
01Training & careers
02Innovation & research
03Transfer & community
HUIT website
LỘC DU × HUIT PARTNERSHIP
Connecting education, research and business practice
On 13 June 2026, Lộc Du Investment and Ho Chi Minh City University of Industry and Trade (HUIT) established a partnership to combine the strengths of both sides, develop human resources together and serve the community.
Company visits, observation placements, internships, career guidance and job opportunities for students.
Collaboration on innovation, entrepreneurship, science and technology, and applying research outcomes.
Technology development, process standardisation, improving workforce quality and community activities.
Summarised from the Cooperation Agreement between the two parties.
GENERAL AGENCY & PARTNER NETWORK
Insurance capability built on trusted relationships
Lộc Du is a General Agency of Hanwha Life Vietnam and also sources solutions from reputable partners to serve the diverse protection needs of individuals, families and businesses.
Non-life insurance
Official website
Non-life insurance
Official website
Military Insurance
Official website
BIDV Insurance
Official website
Health & travel insurance
Official website
Logos and brand names are the property of their respective owners.
EXPERTS & ADVISORS
Hands-on experience guiding every solution
Lộc Du brings together expertise in insurance, management, human resources, research and digital transformation to support clients with a multidisciplinary, practical and responsible perspective.
01Founder & CEO
Huỳnh Trung Hiếu
Insurance · Operations management · Digital transformation
More than 20 years of experience in non-life and life insurance; formerly responsible for claims, underwriting and product development at Fubon Insurance Vietnam. Now leads Lộc Du and develops operating models built on AI and automation.
- PhD Candidate
- MBA
- Automotive Engineer
02HR Management & Operations Expert
Nguyễn Thế Ngọc Linh
Human resources · Business management · Digital transformation
Many years of HR management experience in the insurance industry, having served as Deputy Director of Human Resources and Assistant to the CEO. Contributed to HR policies, KPIs, training and digitalisation projects for HRM, cost and operations management.
- PhD Candidate, Business Administration
- Master of Business Administration
- Visiting Lecturer
03Management & Sustainability Expert
Hồ Vĩnh Hòa
Strategy · Operations · Green innovation
An executive with more than 20 years of experience in construction, agriculture and business leadership. Expertise in strategy, operations, risk management, corporate social responsibility, green innovation and sustainable development.
- PhD Candidate, Business Administration
- Master of Business Administration
- Civil Engineer
- Author of international research
04Head of Life Insurance
Nguyễn Dương Ngọc Thảo
Insurance · Team development · Training
More than 15 years in the insurance industry, with in-depth experience in financial protection advisory, sales management, team development and staff training. Follows a customer-centric, transparent approach tailored to each client's needs.
- Bachelor's degree
- Insurance Business Law
- MDRT
05Head of Non-life Insurance
Nguyễn Hoàng Anh
Non-life · Sales management · Financial advisory
In the insurance industry since 2019, with experience in product line management, sales leadership and insurance–financial advisory. Founded a startup venture, gaining hands-on experience in business model development, operations and risk management.
- MBA
- Product line management
- Startup experience
06Head of Real Estate Sales
Trần Văn Phước
Sales · Primary & secondary real estate · Business development
More than 20 years of sales experience, including over 6 years in the primary and secondary real estate market. Currently leads real estate sales at Lộc Du Investment.
- University degree
- 20+ years in sales
- Primary & secondary real estate
Professional information edited from profiles provided by the experts.
EXPERT CORNER
Insights from practice
Drawn from hands-on experience in management, insurance sales and deploying AI in real work.
01
INSURANCE
Insurance in the digital age: customer experience is the new competitive edge
Read the insight
Today's customers expect advice that is fast, clear and consistent across every channel. Technology only creates real value when it helps the team understand needs better and stay with customers for longer.
02
AI & MANAGEMENT
5 ways AI can help a sales team right now
Read the insight
AI can help standardise content, support training, track work, care for customers and compile reports. The best starting point is a small, frequently repeated process with measurable results.
03
DIGITAL TRANSFORMATION
Where should a small business start its digital transformation?
Read the insight
Start with a specific business problem rather than buying more tools. Identify one bottleneck, clean up the data and pilot a solution on a small scale before rolling it out.
LET'S WORK TOGETHER
Creating lasting value with Lộc Du
Start with a conversation about your insurance or real estate needs, your operational challenges or your digital transformation roadmap.